Congratulations! You've taken a significant step forward by getting your mortgage pre-approval. Now, let's dive into the thrilling part—house shopping after mortgage approval. I’m Carla Knight, a realtor with Coldwell Banker Realty, and I’m here to guide you through finding the perfect home in the Metro Denver area.
Before we hit the road, it's important to understand the difference between being pre-approved and pre-qualified for a mortgage.
* Pre-Qualified: A basic overview based on initial information provided to the lender.
* Pre-Approved: A comprehensive review of your financial documents by the lender that strengthens your offer significantly.
You are shooting for a pre-approval as it provides a deeper look into your financial position and makes your offer more appealing in competitive situations.
Next, we'll need to clarify your priorities. With thousands of homes in the Metro Denver area, it's essential to zero in on your top five non-negotiables. This way, we can narrow down the list effectively:
* Stunning views
* Abundant natural light
* Custom features
* Community benefits like nature trails
* Tranquil living environments
Let the showings begin! Once we’ve identified homes that meet your criteria, I'll coordinate the best times for you to tour. Always keep in mind, we’re not looking for the perfect house; we are eliminating the houses that will not work for you and your family. This approach helps us find the true gems.
When touring homes, feel free to explore every nook and cranny. Yes, look in the cupboards! Look in the closets. Look in the garage and yard. It's important to thoroughly examine each potential home.
* Keep Listing Packages and Brochures: These will help you differentiate between properties and remember key features.
* Name the Homes: Assign fun names to help you remember which properties stood out and why.
If you're unfamiliar with certain areas, I recommend a trip through the neighborhood at different times of the day to see what it looks like in different situations. Familiarize yourself with the surroundings to ensure it meets your lifestyle needs.
Most importantly, ask questions. As your realtor, I'll communicate with the seller's agent to provide you with comprehensive property details, including seller property disclosures, either before or after you view potential homes.
For the latest updates, text 720-626-9747 with the message APP to receive the link to download my APP. With this app, you’ll gain direct access to the professional MLS service, allowing you to see new listings within minutes.
House shopping after mortgage approval is one of the most exciting parts of the home buying process. With a strategy in place and your priorities clear, we'll find a home where you and your family can thrive. Don't hesitate to message me with any real estate questions you might have. If I don't know the answer, I'll find it for you!
Feel free to reach out with any questions or to schedule your next home tour. Happy house hunting!
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Teaming together for measurable results. Catering your housing needs. Enhancing your lifestyle.